Social Security: Theory and Legal Provision in Nepal, By:Bhakti Ram Ghimire



Social Security: Theory and Legal Provision in Nepal

Bhakti Ram Ghimire
Advocate
 (LL.M-TU, Master in Industry and Employment Relation-ITCILO, Turin, Italy)
Background
All the industrial countries of the world have developed measures to promote the economic security and welfare of individual and his family. These measures have come to be called as social security.[1]  Social security is dynamic concept and an indispensable chapter of a national programme to strike at the root of poverty, unemployment and diseases.  

The Right to Social Security is a human right and enshrined in major international human rights instruments, for instance, Universal Declaration of Human Rights (UDHR), International Covenant on Economic, Social and Cultural Rights (ICESCR)[2].  The Right to Social Security is the right to get protection from the society through a series of public measures to provide the benefits whether in cash or in kind from the work resulting from various contingencies such as sickness, maternity, employment injury, unemployment, invalidity, old age and death of the breadwinner including the health care and family supports[3]. Goldblatt pointed out that the social security can be designed and used to mitigate inequalities and contribute towards shaping progressive social outcomes, and from a human rights perspective, social security should be understood as a rights-based entitlement rather than a concessionary benefit[4].

The Right to Social Security is recognized and enshrined under article 34(2) for contribution-based and article 43 has for social assistance based on the Constitution of Nepal[5].  Although the Pension for government employee and gratuity and Provident Fund schemes for the permanent workers have a long history in Nepal. After the formulation of the Constitution (2015) and Contributory Social Security Act (2017) provision has been expanded the coverage to all categories of employment irrespective of employment relations. However, to date, most Nepali people are not provided with adequate social security coverage. The predominance of informal employment, approximately 80%, together with an overall low-income level and limited ability to pay or contribute to any scheme based on collective arrangements are obstacles to extend the Right to Social Security to all Nepal.

Overview of the Right to Social Security

 So far, there is no a single definition of what the Right to Social Security is. Sometimes, we can see the word “social Security” and “social Protection” are used interchangeably but also are understood to have different and/or similar meaning depending on the context.[6] 

The definition of social security and protection can be found in the ILO World Social Security Report 2011 which elaborated that social protection is often interpreted as a broader than social security including protection provided between members of the family or members of a local community but is also used in some contexts with a narrower meaning (understood as comprising only measures addressed to the poorest, most vulnerable or excluded members of society). Social protection has two aspects: (1) interchangeable with “social security;” and (2) as “protection” provided by social security in case of social risks and needs[7]. 

Social security covers all measures providing benefits, whether in cash or in kind, to secure protection from: (a) lack of work-related income (or sufficient income) caused by sickness, disability, maternity, employment injury, unemployment, old age or death of a family member; (b) lack of access or unaffordable access to health care; (c) insufficient family support, particularly for children and adult dependents; and (d) general poverty and social exclusion. Social security has two main dimensions, namely “income security” and “availability of medical care”. According to the ILO C.102, social security covers nine (9) branches; medical care, sickness, unemployment, old age, employment injury, family, invalidity and survivor’s benefits. [8]
                                                       
 The Right to Social Security requires a system of the implementation whether composed of a single scheme or variety of schemes, is available and in place to make sure that benefits are provided for the relevant social risks and contingencies. Thus, this system should be established under domestic law, and public authorities must take responsibility for the effective administration or supervision of the system. Moreover, the schemes should also be sustainable, including those concerning provision of pensions, in order to ensure that the right can be realized for present and future generations. [9]

The coverage of the social security benefit should consist of nine branches as in ILO C.102; health care, sickness, old age, unemployment, employment injury, family and child support, maternity, disability and survivors and orphans. [10]

 In this regard, CESCR addresses that the benefits, whether in cash or in kind, must be adequate in amount and duration in order that everyone may realize his or her rights to family protection and assistance, an adequate standard of living and adequate access to health care, as contained in articles 10, 11 and 12 of the Covenant. The states are also required to respect the human dignity and principle of non-discrimination. [11] 

According to ILO, the benefits are considered adequate if they are neither too low nor too high. Benefits are regarded as too low if people cannot live on them or if they perceive the “return” on their contributions to be too low. Cash benefits may be considered too high if they result in expenditure levels or behavior detrimental to the common good or to acceptance by the public of the scheme itself. The benefits are adequate when they help to achieve expected social policy outcomes, that is, meeting the needs of people who have to cope with life’s essential risks and the relationship between benefit levels and taxes and/or contributions paid during a working life is considered to be “fair” (social adequacy). Those benefits work in synergy with employment instruments and fiscal and other economic policies, and do not result in unwanted economic consequences (economic adequacy).

The accessibility means making the social protection program(s) easy for people to reach, understand and use, irrespective of age, disability, ethnicity, geographical location or other factors.[12] In this regard, CESCR has stressed that firstly, the coverage should be provided to all persons without discrimination in particular individuals belonging to the marginalized groups. Secondly, the eligibility: the qualifying conditions of the benefit must be reasonable, proportionate and transparent. Thirdly, the affordability. If the social security scheme requires the contributions, those contributions should be stipulated in advance and the direct and indirect costs associated with the contribution must be affordable for all. Fourth, beneficiaries of social security schemes must be able to participate in the administration of the social security system. In this respect, the system should be established under national law and ensure the right of individuals and organizations to seek, receive and impart information on all social security entitlements in a clear and transparent manner. Fifth, benefits should be provided in a timely manner and beneficiaries should have physical access to the social security services in order to access benefits and information and make contributions where relevant. Particular attention should be paid to disabilities, migrants, and persons living in remote or disaster-prone areas.[13] 
                                                          
  Forms of Social Security Schemes
All social security benefits represent social transfers from one group to another in the society (from active age groups to old) in cash or kind (access to goods or services).[14] Social transfer is organized in different social security schemes; however, these schemes can be divided into two main groups: contributory schemes and non-contributory schemes.[15] In the contributory scheme, the contribution is made by beneficiaries and their employers (and sometimes the state is the employer) determining their entitlement. This type of the contributory scheme is called social insurance.[16] Whereas the non-contributory scheme, there is no requirement of the direct contribution from the beneficiaries or employers as a condition to receive the benefits. The non-contributory scheme is usually financed through tax or the state’s revenue and consists of a range of forms, inter alia, universal scheme and social assistance.[17] The universal scheme is available for all residents or to all members of certain groups such as the elderly, children and disabled.[18] Social assistance is different from the universal scheme in the way that the benefit in cash or in kind is distributed to the poor by means-test or based on the similar forms of targeting, for example, proxy means test and geographical targeting.[19]

International instruments/standards on the Right to Social Security
The Right to Social Security became a topic of discussion following the adoption of the Declaration of Philadelphia by ILO in 1944.[20] Accordingly, this right is also recognized as one of human rights because it is articulated in the UDHR[21] and ICESCR[22]. Nowadays, there are other numerous international instruments that regulate this right, for example, ICERD,[23] CEDAW,[24] CRPD[25] and Convention on the Rights of the Child (CRC).[26] For the specific and normative instruments on social security protection, we can see Conventions and Recommendations that have been continuously adopted by ILO, inter alia, C.102 which is the first international standard that outlines comprehensive formulation of social security issue.  Since the founding of the ILO in 1919, the International Labor Conference has adopted 31 Conventions and 23 Recommendations addressing issues relating to social security.[27] The ILO Governing Body reviewed these Conventions and Recommendations on social security in 2002 in the light of the current needs of the international community, and confirmed that it regards eight of these Conventions as being up to date.[28] It should be noted that Nepal has not yet ratified ILO C.102 nor any other ILO conventions related to social security.  In addition to these instruments, the provision of Social Security can be found in other international documents dealing with migrant workers’ protection, for instance, in the UN agenda: International Convention on the Protection of All Migrant Workers and Members of Their Families (UN Migrant Workers Convention),[29] International Convention on the Elimination of All Forms of Racial Discrimination (ICERD)[30] and Resolution 40/144 of the UN’s General Assembly in 1985 on the Declaration on the Human Rights of Individuals who are not Nationals of the Country in which they live.[31] ILO has a plethora of standards that protect migrant workers. Beside its Constitution, there are numerous instruments such as the 1998 Declaration on Fundamental Principles and Rights at Work, Resolution Concerning a Fair Deal for Migrant Workers in a Global Economy, the Migration for Employment Convention (Revised) 1949 (ILO C.97), Migrant Workers (Supplementary Provisions) Convention 1975 (ILO C.143), 2007 Multilateral Framework on Labor Migration and Equality of Treatment (Accident Compensation) Convention (1925) (ILO C.19) and 2012 Social Protection Floor Recommendation (R202), all provide protection of the Right to Social Security.   

In addition to the protection at the international level, we can see other documents relating to the social security at the regional level, for instance, European Social Charter,[32] American Declaration of the Rights and Duties of Man[33] and ASEAN Charter[34] including the ASEAN Economic Community (AEC) agenda[35] and the ASEAN Declaration on the Protection and Promotion of the Rights of Migrant Workers (DPPRMW) in January 2007. Notably, at ASEAN level, representatives of all Social Security Institutions of ASEAN members agreed to establish ASEAN Social Security Association (ASSA),[36] a non-governmental organization aiming to promote the development of social security in the region in consonance with the aspirations, laws and regulations of the member countries by providing a forum for member institutions to exchange views and experiences on social security issues. 

National instruments/standards on the Right to Social Security

In 26 Dec 1994 the Prime Minster of Nepal Man Mohan Adhikari introduced monthly old-age allowance who were above age of 75 years. This was first ever initiative by the state providing benefits as the universal social security to the citizens of Nepal besides those in the government service. In July 1995, single women above age of 65 begin receiving monthly allowance as Social Assistance.

Constitution of Nepal (2015): stipulates about the social security and social benefits that every laborer shall have the right to appropriate remuneration, facilities and contribution-based social security. [37]

Economically poor, physically incapacitated and helpless person, helpless single women, persons with physical impairment, children, persons who cannot look after themselves and the citizens who belong to communities that are on the verge of extinction, shall have the right to social security as provided for by law.[38]

In 13 August 2017 adopted by parliament Contribution Based Social Security Act, 2017 Section 10 of the Act has provisioned Medicare and Sickness Benefit, Maternity Protection Benefit, Accidental Benefit, Disability Benefit, Old Age Benefit, Dependent Benefit, Unemployment Benefit, other social protection schemes specified by the Fund.[39] Covers all employment relationships between employers and employees, ensures the better working conditions and keeps harmonization in vocational communication, safety and health strengthening at workplace.

State Obligations under the provision of the Right to Social Security

According to General Comment No.19 on article 9 of ICESCR regarding the Right to Social Security, the committee expresses two natures of the obligations of the state member in realization of the said right.
 
 General Obligation

Due to the fact that the realization of the Right to Social Security imposes the significant financial burden for the state parties, the Convention does not require all states to implement the right at the same level. The implementation can be various across the state members because of different stages of economic development. However, what the committee has stressed is that the state parties have the immediate obligation, for example, to guarantee that the right will be exercised without discrimination of any kind (article 2, para.2), ensuring the equal rights of men and women (article 3) and the obligation to take steps (article 2, para.1) towards the full realization of articles 11(1), and 12 of the ICESCR in order to reach full realization of the Right to Social Security.[40] To emphasize on the nature of this obligation, although the ICESCR provides for the progressive realization due to the resource constraints, the state parties cannot postpone their obligation or use it as pretext for noncompliance.[41] With regard to this point, states are obliged to move as expeditiously and effectively as possible toward the goal of full realization and required to employ all means such as legislative, administrative, judicial, economic, social, and educational—appropriate to the right concerned and the country’s economic, political and social organizations.[42] Although the resource is limited, the state parties have core obligation to afford minimum essential level of benefits to all individuals and families that will enable them to acquire at least essential health care, basic shelter and housing, water and sanitation, foodstuffs, and the most basic forms of education.[43]

Accordingly, it should be borne in mind that the Right to Social Security should be appropriately prioritized in law and policy of the state parties.[44] Based on a study conducted under ILO Global Study, constitutional guarantees play a very important proactive role in introducing social rights into national legislation and in fostering their implementation. First, an analysis of the constitutional provisions allows position of social security rights within the framework of human rights, in particular, civil rights to be assessed according to a particular country. Thus, it is possible to obtain an answer to the question about the significance of social security rights in the legal regulations of the national law. Second, the constitutional provisions, and in particular, interpretations made on their basis by constitutional courts of particular states, indicate the minimal contents of social security rights. Finally, the analysis of the contents of constitutional provisions presents an opportunity to look at social security rights cross-sectional, i.e. to include the perspective of international instruments ratified by the state, and of instruments of lower rank than the constitution.[45]

 Specific Obligation

States are supposed to respect and ensure rights to all individuals; however, this is a very broad obligation, thus, in the UN human rights bodies have adopted a tripartite typology of how human rights obligation should be secured, namely, the obligation to respect, to protect and to fulfill.[46] Like the obligation imposed by other international human rights instruments, the Right to Social Security imposes these three obligations on state parties.

 The Obligation to Respect

This obligation requires the state refraining from interfering directly or indirectly with the exercising of the Right to Social Security-i.e., the obligation to refrain from engaging in any practice or activity that, for example, denies or limits equal access to adequate social security; arbitrarily or unreasonably interferes with self-help or customary or traditional arrangements for social security; arbitrarily or unreasonably interferes with institutions that have been established by individuals or corporate bodies to provide social security.[47] 

The Obligation to Protect

In relation to this obligation, the state parties are obliged to prevent the third parties in interfering the enjoyment of the Right to Social Security. In this regard, the state parties shall take necessary measures on individuals, groups, corporations or other entities to respect the Right to Social Security. The effective regulatory system shall include framework legislation, independent monitoring, genuine public participation and imposition of penalties for noncompliance.[48]

The Obligation to Fulfill 

The obligation to fulfill necessitates the state parties to adopt appropriate domestic legislation and measures in implementing the social security scheme. Firstly, the obligation to facilitate entails the state parties to take positive measures to assist individuals and communities to the Right to Social Security. Secondly, the obligation to promote obliges the state parties to ensure that the public awareness and education about the access to the social security scheme are properly operated nationwide. Thirdly, the state parties are bound to provide the social security when individuals or groups are unable to realize this right themselves. In this case, the non-contributory schemes or social assistance shall be conducted and the special attention shall be paid to the disadvantaged and marginalized groups.[49] Additionally, to realize the Right to Social Security, the state parties shall engage in the international cooperation and assistance. Thereof, the agreement on harmonization of the social security schemes is very crucial in safeguarding the individuals’ right to social security especially for migrant workers.[50]

 The CESCR has emphasized that the violation of the Right to Social Security can occur through the act of commission or omission. The violation through the act of commission is the direct actions of the states or other entities insufficiently regulated by the states; for example,  the formal repeal or suspension of legislation necessary for the continued enjoyment of the right to social security and active support for measures adopted by third parties which are inconsistent with the right to social security.[51]  The violation through act of omission is occurred when the states fail to take sufficient and appropriate action in realizing the right, for instance, the failure to enforce relevant laws or put into effect policies designed to implement the right to social security and the failure to ensure the financial sustainability of State pension schemes.[52] 
                                                         

[1]     Encyclopaedia Britanica, Vol.20, p.762.
[2]     article 22, 23&25 of UDHR, 1948 and article 9, 10 (2) &10 (3) of ICESCR
[3]     ILO, “Social Security for Social Justice and a Fair Globalization”, (Report VI, 2011), page.9.
[4]     Beth Goldblatt, “Gender, poverty and the development of the right to social security”, (International Journal of Law in Context, 10,4 pp. 460–477, Cambridge University Press 2014), page.462.
[5]     Article 34(2) and 43 of Nepal’s Constitution (2015).
[6]     Suchita Manajit &Mai Thi Thanh Nga Na, “Migrant Workers’ rights to Social Protection in ASEAN: case study of Indonesia, Philippines, Singapore and Thailand”, (Friedrich-Ebert-Stiftung, Office for Regional Cooperation in Asia, 2011), page.15
[7]     World Social Security Report 2010/11, “Providing Coverage in Times of Crisis and Beyond”. (ILO, 2011), page.13.
[8]     Ibid. para. 6&7.
[9]     United Nations Committee on Economic, Social and Cultural Rights (CESCR), General Comment No.19: The Right to Social Security (art.9 of the Covenant), 23 Nov 2007, (E/C.12/GC/19), para.11.
[10]    Ibid., para. 12-21.
[11]    Ibid., para. 22.
[12]    See also, <http://socialprotection-humanrights.org/framework/principles/standards-of-accessibility-adaptability-andacceptability/>
[13]    United Nations Committee on Economic, Social and Cultural Rights (CESCR), General Comment No.19: The Right to Social Security (art.9 of the Covenant), 23 Nov 2007, (E/C.12/GC/19), para.23-27.
[14]    See also, <http://www.social-protection.org/gimi/gess/ShowTheme.action?id=11>
[15]  Ibid.
[16]  Ibid., See also, Townsend, Peter, “Social Security and Human Rights”, in Peter Townsend (ed.), “Building Decent Societies: Rethinking the Role of Social Security in Development”, (Basingstoke: Palgrave Macmillan, 2009), page.36. And Goldblatt, Beth, “Gender, poverty and the development of the right to social security”, (International Journal of Law in Context, 10,4 pp. 460–477, Cambridge University Press 2014), page.461.
[17]    See also, <http://www.social-protection.org/gimi/gess/ShowTheme.action?id=11>
[18]    Townsend, Peter, “Social Security and Human Rights”, in Peter Townsend (ed.), “Building Decent Societies: Rethinking the Role of Social Security in Development”, (Basingstoke: Palgrave Macmillan, 2009), page.36. And Goldblatt, Beth, “Gender, poverty and the development of the right to social security”, (International Journal of Law in Context, 10,4 pp. 460–477, Cambridge University Press 2014), page.461. 28
[19]    “Social Security for Social Justice and Fair Globalization”, (Report VI, ILO, 2011), page.9.
[20]    See article 3 of the Declaration of Philadelphia, 1944.
[21]    See article 22, 23&25 of UDHR, 1948.
[22]    See article 9, 10 (2) &10 (3) of ICESCR.
[23]    See article 5 (e) (iv) of ICERD.
[24]    See article 11 (1) (e), 11 (2) (b) and 14 (2) of CEDAW.
[25]    See article 28 of CRPD.
[26]    Article 26, 27(1), 27(2) and 27(4) of CRC.
[27]    Suchita Manajit &Mai Thi Thanh Nga Na, “Migrant Workers’ rights to Social Protection in ASEAN: case study of Indonesia, Philippines, Singapore and Thailand”, (Friedrich-Ebert-Stiftung, Office for Regional Cooperation in Asia, 2011), page.25
[28]    “Social Security for Social Justice and a Fair Globalization”, (ILO, 2011), page.12&13. The eight conventions that are still up to date: - Social Security (Minimum Standards) Convention, 1952 (No. 102);  - Equality of Treatment (Social Security) Convention, 1962 (No. 118);  - Employment Injury Benefits Convention, 1964 [Schedule I amended in 1980] (No. 121);  - Invalidity, Old-Age and Survivors’ Benefits Convention, 1967 (No. 128);  - Medical Care and Sickness Benefits Convention, 1969 (No. 130);  - Maintenance of Social Security Rights Convention, 1982 (No. 157);  - Employment Promotion and Protection against Unemployment Convention, 1988 (No. 168), and  - Maternity Protection Convention, 2000 (No. 183).  
[29]    The right to social security of migrant workers is addressed in article 27 of the convention.
[30]    See article 5 (e) (iv) of the Convention.
[31]    See article 8 of the Resolution relating to Social Security Protection.
[32]    The Charter was adopted in 1961 and its Additional Protocol was adopted in 1988.
[33]    See article 16 of the American Declaration of the Rights and Duties of Man, 1948.
[34]  Article 1 (11) of the ASEAN Charter, “…enhance well-being and livelihood of ASEAN people….social welfare and justice…”
[35]    In AEC Agenda, Promotion of “Social Protection and Social Risk Management System” is outlined in AEC Blueprint which ASEAN member agreed on 20 November 2007.
[36]    ASEAN Social Security Association (ASSA) was formally signed on 13 February 1998 in Bangkok, Thailand.
[37]    Right regarding labor, Article 34.2.
[38]    Right to social security, Article 43.
[39]    Contribution Based Social Security Act, 2017 Section 10.
[40]    United Nations Committee on Economic, Social and Cultural Rights (CESCR), General Comment No.19: The Right to Social Security (art.9 of the Covenant), 23 Nov 2007, (E/C.12/GC/19), para.40.
[41]    Ibid., para.3.
[42]    Fukuda-Parr, Sakiko. et al, “Fulfilling Social and Economic Rights: Measuring Social and Economic Rights”, (Oxford Scholarship Online: January 2015), page.15&16.
[43]    United Nations Committee on Economic, Social and Cultural Rights (CESCR), General Comment No.19: The Right to Social Security (art.9 of the Covenant), 23 Nov 2007, (E/C.12/GC/19), para.59.
[44]    Ibid., para.40&41.
[45]    “The Right to Social Security in the Constitutions of the World: Broadening the Moral and Legal Space for Social Justice”, (ILO Global Study, Volume 1: Europe, ILO, 2016), page. xvi & 1.
[46]    Moeckli, Daniel. and Shah, Sangeeta. and Sivakumaran, Sandesh. and Harris, D. J.  “International human rights law/ edited by Daniel Moeckli, Sangeeta Shah, Sandesh Sivakumaran; consultant editor, David Harris”, (Oxford University Press Oxford 2010), page.101.
[47]    United Nations Committee on Economic, Social and Cultural Rights (CESCR), General Comment No.19: The Right to Social Security (art.9 of the Covenant), 23 Nov 2007, (E/C.12/GC/19), para.44.
[48]  United Nations Committee on Economic, Social and Cultural Rights (CESCR), General Comment No.19: The Right to Social Security (art.9 of the Covenant), 23 Nov 2007, (E/C.12/GC/19), para.45.
[49]    Ibid., para.47-51.
[50]    Ibid., para.52-58.
[51]    Ibid., para.52-58.
[52]    Ibid., para.64.

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